To employ a domestic helper, you need a bond of SGD5000. This is a pledge to pay the government if you break the law or the conditions governing the employment of a helper.
Bonds usually take the form of an insurance. The insurers guarantee to pay the government should you break the rules; then the insurers pursue you for the money.
When will the bond be discharged?
The security bond liability will be discharged if you meet all these conditions:
1. The Work Permit of the domestic helpers have been cancelled
2. The domestic helper has returned home
3. You did not breach any of the conditions of the bond
How long does it take for the bond to be discharged?
MOM usually takes a week to discharge the security bond after the domestic helper have left Singapore, provided that all conditions are met.
Once the security bond is discharged, you will be notified by post. At the same time, MOM will also send the discharge of liabilities letter to your insurance company.
When will your bond be forfeited?
Under these circumstances, your bond may be forfeited. This includes:
1. Either you or your domestic helper violates the condition of the Work Permit or Security Bond
2. You did not pay the domestic helper’s salary on time
3. You fail to send her back when her Work Permit is expired, revoked or cancelled.
4. Your domestic helper goes missing. MOM states that if the domestic helper goes missing, half of the security bond will be forfeited if the employer has made reasonable effort to locate her and filed a police report.
When are you not liable for the helper’s violations?
MOM states that you will be not be liable for your helper’s violations (such as those relating to pregnancy) if you can prove that you have:
1. Informed her of the Work Permit Conditions that she is required to comply with
2. Reported the violation when you first become aware of it
Can i take up additional coverage to limit my liability?
You may limit your liability on the SGD5000 Security Bond to SGD250 if you were to purchase an optional benefit. This optional benefit covers the reimbursement of indemnity paid to insurer with an Excess of SGD250. This is provided that the breach of the $5,000 Security Bond is not due to your negligence or fault.
For more information, please feel free to contact one of the best maid agencies in Singapore for more information.
The fast-paced life in Singapore especially when you and your partner are both working can be tough. This can even be tougher for you if you have kids to take care of and send off to school. Fortunately, some domestic helpers are properly trained and hardworking to make your life easy. These women will ease your burden of doing domestic duties and caring for your child allowing you to have more energy to spend quality time with your family at the end of the day or when your day is free.
If you are thinking of hiring one so you can balance your life easier, look for the most reliable provider of domestic helpers in Singapore. No mediocre domestic helper is going to be out for employment unless they go through proper and customized training to suit your needs in child care, elderly care, cooking, home cleaning, and many more. These hardworking women know their role, and they put it to heart and do nothing but their best performance from day one up to the last day of their contract. You can put your mind to rest as they will take care of your home and child with their dedication.
It’s essential that you find the right agency that provides high-quality maid services right when you need it most. Having your domestic helper from one of the best maid agency in Singapore ensures that your help is equipped for deployment. Improve your life by alleviating some of your hectic life’s demands by hiring a domestic helper in Singapore who knows exactly what to do without being told. Look for an agency with a more substantial database of domestic helper from the Philippines, Indonesia, and Myanmar so you can have a wider selection of suitable women who will be part of your home.
Image Credit: Nicolas Raymond
This article is written by Jeserie Rebamba who worked in Singapore as a domestic helper for 9 years.
5 Tips for Domestic Helpers to Cope with Homesick
Call me Jess. I have lived in Singapore for 9 years and I tell you, it’s not easy to be away from home. New place, unknown people, new food, new environment, everything is new. Everyone who’s been away from home will always feel homesick. First, let’s define homesickness. Homesickness is a feeling of anxiety or emotional distress from feeling disconnected from familiar people and places. It is normal to feel homesick. But there’s a way to cope up with homesickness.
These 5 tips will help you to cope homesickness especially for domestic helper who is working for the first time.
- Bring something that reminds you of home. Since homesickness is feeling isolated from home, bring something that reminds you of home like family pictures, your favourite book or your favourite clothes. I remember, I brought pictures of my family, friends and my diary. Whenever I feel sad, I look into those picture and I feel connected again at home.
- Keep yourself busy. When you are not doing anything, your mind wanders and may think of your family back home. Keep yourself busy by doing your work. If you already finished your work, you may want to have some hobby like reading books, sewing, learning new language or trying new recipes.
- Immerse yourself. You are already in a new place so the best thing to cope your homesickness is to immerse yourself. Look around at your new place. Try new food. Explore your surrounding. Visit the popular tourist place in your new area. Connect with the locals and starts with family you are living. You can also meet new fellow friends on your rest day.
- Keep in touch with your family. The best way to combat homesickness is to keep in touch with your family. Keep connected with them by communicating with them once a week. With the help of advance technology, you can message them on most of the apps.
- Write a journal. I always bring a small notebook with me. I write there what’s the reason why I am here in Singapore, what I want to accomplish here, list of the things that I want to send home, and I also write what I feel there. My journal also serves as my list of contact of information from home.
Three Main Changes
The monthly levy rate for the first domestic helper employed without levy concession will increase from $265 to $300.
The monthly levy rate for the second domestic helper employed without levy concession will increase from $265 to $400.
Qualifying age for levy concession will be increased from 65 years old to 67 years old*.
*Households with persons aged 65 and 66 that are enjoying or have enjoyed the concession before 1 April 2019 will not be affected. They will continue to pay the monthly concessionary levy rate of $60 per month for their domestic helper on and after 1 April 2019.
When will it take effect?
All changes will take effect from 1st April 2019.
From 1 April 2019 onwards, who are the employers that can qualify for the Domestic Helper Levy Concession?
- Employers with young child or grandchild (Singapore Citizen) below 16 years old staying at the same address
- Employers (Singapore Citizen OR Singapore Permanent Residence whom spouse is a Singapore Citizen) aged 67 years old or above.
- Employer with an elderly parent or grandparent of Singapore Citizenship aged 67 years or above OR Employer or employer’s spouse of Singapore Citizenship and the aged person is a Singapore Permanent Resident staying at the same address
- Employer or employer’s family member (Singapore Citizen) with disability that require help in at least 1 activity of daily living staying at the same address
How much is the monthly domestic helper levy concessionary rate?
The monthly concessionary rate remains unchanged at $60 per month.
Any written notice?
Take note that existing employers will not be receiving a separate letter informing them of the changes. It will however be reflected in the FDW levy bill.
Hire a domestic helper from one of the best maid agencies in Singapore before the levy rate increase in April 2019.
For more information, please visit the MOM website.
Today is the 7th day of Chinese New Year, traditionally known as Ren Ri (人日). As the Chinese believes, today is the day where everyone grows a year older. Typically it is celebrated by eating 7 types of vegetables or the Singapore style of Lou-Hei on this special day. How did you all celebrate this special day?
The team at Global Channel would like to wish all a Happy Birthday 人日快乐！Wishing all a Happy Chinese New Year! May the year be filled with happiness, joy and prosperity! 祝大家新年快乐，万事如意，身体健康，财源广进！
Valentine’s Day is not just a day of romantic occasion. It is a day for us to show our appreciation to our loved ones. Global Channel would like to take opportunity to wish all our beloved customers, readers and helpers a very Happy Valentine’s Day! Wishing you everything that makes you happiest, today and always.